Debt collectors often masquerade as the original creditors both to make you think they have more evidence than they have and to make you feel guilty if you fight them. Here's how to figure out if they're trying this trick on you and what to do about it if they are.

For help defending yourself, I recommend either the Litigation Bundle or the Video Series. For in-depth guidance and help with motions for summary judgment, get my Summary Judgment Defense Pack.
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